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Veteran Roots. Real Solutions.Built Around You.

At Kalamazoo Mortgage, we make homeownership more accessible — even if your credit isn’t perfect or you’re not sure what you can afford. As a veteran-owned lender, we proudly serve first-time buyers, veterans, and families looking for expert, judgment-free guidance. We offer access to specialized loan programs — including zero-down options, credit-friendly solutions, and first-time homebuyer support — all tailored to fit your needs. And because we understand the ins and outs of VA benefits, we’ll guide you and your realtor through the process with confidence and care. Not sure where to start? That’s what we’re here for. Connect with our local team today or start your application online!

Your Local Mortgage Partner in Kalamazoo, MI

At Kalamazoo Mortgage, we know that buying a home is one of life’s biggest decisions — and we’re here to guide you every step of the way. Whether you're purchasing your first home, using your VA benefits, or transitioning to a new chapter in life, our team is committed to making the process smooth, clear, and personalized.

As a veteran-owned lender, we believe in meeting face-to-face, offering real options, and empowering you to make the best financial choice for your future. We’re not just here to close a loan — we’re here to build lasting relationships and help you make informed, confident decisions about your mortgage.

Let’s turn your homeownership goals into a reality — call us today or start online.

Start Your Homebuying Journey Today

The Loan Process

The Loan Process

Learn more about the steps to homeownership.

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Get Pre-Approved

Get Pre-Approved

Ready to start your home search? This is step one.

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Free Home Evaluation

Free Home Evaluation

From one of our trusted real estate partners.

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Discover personalized home financing with Kalamazoo Mortgage

Even if you’ve faced challenges before, we’re here to help you achieve homeownership. With expert guidance and customized solutions, we’ll make your journey as smooth and stress-free as possible!

Customer satisfaction rate
98%
Mortgages financed
8,000+
Serving the Kalamazoo community
15+ Years
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Mortgage Solutions for Everyone

No cash to put down? Credit not perfect? Unsure of what you can afford? Kalamazoo Mortgage is here to help you find the perfect mortgage solution, no matter your past challenges.

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Partners

At Kalamazoo Mortgage, we believe in a collaborative approach to homeownership. That’s why we’ve partnered with trusted financial advisors, trusted independent insurance agencies, skilled home improvement specialists, and expert realtors to ensure you have the support you need every step of the way.

Core Realtors

Our Partners

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From Dreams to Doorsteps — Hear Their Stories

Our Clients Rave About Us!

We’re dedicated to our clients. Read our reviews to see why they continue to choose us time and time again.

The team at Kalamazoo Mortgage was amazing. Patient, educating, professional. We have purchased our first home and it was wonderful to have done it with these great people. Thanks Brian for being there for us to see it through.

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Adam B

Brian is great to work with. I highly recommend them.

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Alan

They were very helpful and would recommend.

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Allen P

Brea worked around the clock for us to put in our offer quickly, win, and the close on time. We really appreciate her, and would recommend them to any of our family or friends!

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Audrey

Great company who works hard for their “neighbors”. Kalamazoo Mortgage delivers! Their staff are all professional and very well educated.

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April T

Got me taken care of and was very painless and efficient. I would highly recommend them to anyone!

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Blake U

Amazing service. Brian and his team were extremely professional and made the entire process streamlined and simple. I will be back for my next purchase. 👍

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Brady S.

They helped us get everything we needed done and were there to answer any questions we had! It made our home buying process easier and less stressful!

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Brandi K

They all have made my first time home buying such an easy process for me! I can’t thank all of them enough! I recommend them to all my friends and family! You all have worked so hard to help me through this process!

Thank you so much Kalamazoo Mortgage!

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Breann H

They are so helpful and amazing people. Help with questions and give you details on everything and explain in way for you to understand. Great place.

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Brian B

Brian’s professionalism and easy to talk to demeanor gave me the reassurance that I needed to fulfill and accomplish my goals of making a huge move to the Kalamazoo area. Thanks Brian.

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Carmita J

Thanks to Brian and his team for helping us on the purchase and refinancing of our home. I highly recommend using Kalamazoo Mortgage for anyone buying or refinancing a home.

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Corey S

Thank you for all your help with my financing. The communication during the process was excellent and your staff was helpful at each step. I would highly recommend you to all of my friends. Thanks again for helping my family.

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David R

Very friendly, absolutely loved working with them on my mortgage!

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Courtney H

What a great experience!! It’s our first home and everyone was so helpful and explained everything to us that we didn’t know. We would highly recommend calling and talking to Brian.

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Cheryl B

It’s no secret that applying for a mortgage isn’t very fun… but everyone here made it as painless as possible. We truly appreciated all of their help and patience. Highly recommended!

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Emy R

Great experience working with Brea and her team. She made everything easy for us, super friendly and helpful.

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Dan S

Such a great company to work with. Everyone is extremely kind and very helpful. I worked with Brea and could not recommend her enough! She’s always available if I have questions and she’s quick to find solutions to any problems that arise! She’s very patient and understanding, which is key to a great first-time homebuyer’s experience! I will definitely use Kalamazoo Mortgage in the future!

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Elizabeth

A huge thank you to the Kalamazoo Mortgage team! I have had the pleasure of working with the team for the past couple years. Their knowledge, support, patience, and attention to detail not only helped put my mind at ease during a stressful time but helped me to know I was working with the BEST! If you are looking to refinance, purchase a home, and get your credit back to where you want it to be, look no further this team has your back!!

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Erika B

I have been working with Kalamazoo Mortgage for a couple years now and love their heart for creating homeowners!

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Garr R

Thank you to all the real estate professionals who helped us to finally purchase our first home! We greatly appreciate you!

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GOOD OL SOUTH TEXAS BASS FISHING

Brea at Kalamazoo Mortgage has made home buying easy! Just used her for my second home loan today and I will never go to anyone else. Her care and guidance is above and beyond. 10/10 for Kalamazoo Mortgage, and 11/10 for Brea!

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Haley C

Brea was amazing to work with! She was so fast with getting us numbers - even on weekends and after hours. We appreciate the Kalamazoo Mortgage team helping us to buy our first home!

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Hannah

Brea Topp is an absolute Rockstar! She is the reason we have our dream home. Highly highly highly recommend her!

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Hazy H

Easy to work with, great people!

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James S

They were on top of things and so quick to respond to calls, texts and emails. They all worked so hard for us!

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Jodi S

Brea Topp was absolutely amazing from beginning to end. She took our calls while she was on vacation and made sure my clients, who were first-time homebuyers, had more than enough information so they could choose which loan program best suited them. Her thoughtful and thorough texts were better than I’ve ever seen in the industry as a Realtor for 22 years. Thanks Brea!!

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Jenny Doan

It was a joy working with Kalamazoo Mortgage!

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Joe B

Great firm to work with. 1st home for us. They made the process a breeze; could not have asked for a better experience. Thank you Brea!

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Jon P

I would recommend going to Kalamazoo mortgage for what you need they are a big help.

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Joe J

Brea and her team were awesome. They answered any questions I had and looked out for my best interests. I would recommend Brea and Kalamazoo Mortgage for your lender needs.

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JustWebber

Great to work with! Worked hard until the very end to help us get our dream home!!

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Kate S

I have been working with Brian and I am extremely pleased with all the hard work and time he has put into helping us buy a house. I will definitely recommend him to others. Thank you.

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Kathy D

Awesome customer service!

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Kelsey D

The team were very professional and friendly. They were also very responsive! I would highly recommend them!!

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Kim

They do fantastic job to make the whole experience easy…..really go the extra mile to make sure you get what you want.

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Kyle T

Nick and Brea were so helpful in this experience and made it easy! Without their help I would not of been able to achieve getting a home! They always answered and were on top of things! Best place I worked with hands down!

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Luke M.

Kalamazoo Mortgage goes above and beyond both during and after closing.
Working with these guys was like the difference between valet and self-park!

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Luke S

Brea worked (literally) all hours of the night to get us into our first home and I cannot recommend her enough. She knows the in’s and outs of the business well and had my back every step of the way. I will definitely send my friends and family her way.

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Marek W

We had a great experience working with Kalamazoo Mortgage. We did a lot of work with Hunter, and he was very professional and attentive. We also did some work with Brea. She was also very professional and made herself available to answer a lot of questions for us. I will always highly recommend working with them.

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Margaret H.

Kalamazoo Mortgage did a great job in helping me in buy a new home. I would recommend them to anyone looking to refinance or buy a home. Special thanks again to Brea Topp who went above and beyond.

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Matthew J

We really enjoyed our experience with Kalamazoo Mortgage. Prompt responses and planning allowed us to submit strong offers while house hunting and finding our home.

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Melanie M

Why get pre-approved when you can get “Brea-approved!!!” I highly recommend Brea over at Kalamazoo Mortgage! They made it happen and took great care of us.

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Micheal R

What a Great Team ! Thank you!!!

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Michael E

On behalf of my husband, our children and myself, I would like to send the biggest thank you to Kalamazoo Mortgage for helping my family purchase our first home! This was a long and uncertain process at times, but with the help of Brea, Hunter and the wonderful team members of Kzoo Mortgage, we were able to successfully close on our home! Again, we want to thank all of you for your support and help during our homebuying process! We wish you all the best!!!

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Mrs. G

Super easy process. Closed my loan in less than 3 weeks. Great customer service. I would absolutely recommend for anyone trying to buy a new home!

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Nick B

The first mortgage company I suggest to my clients. Great customer service and they truly mean “Where you are a neighbor, not a number.”

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Rich L

Very helpful and always answered any questions quickly!

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Rob M

Kalamazoo Mortgage is one of our team’s premier lenders for our customers and clients.  They do a great job—I would highly suggest you contact them for all of your financing needs.

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Ron Ekema, Real Estate Agent

Great experience working with Kzoo Mortgage. Everyone there is really helpful. When you go, ask for Brea Topp!

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Samir

Brenna Topp was absolutely outstanding in helping us purchase our new home. Moving our family across the country has been an intimidating process and Brenna was with us every step of the way. She never hesitated to answer questions. She went above and beyond.

This is a fantastic team, I would highly recommend them for any home purchase.

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Sarah R

This is my second time working with Kalamazoo mortgage. They offered the best rate for my home, they worked with me every step of the way. Brea was very attentive and dedicated to assisting me with my loan. They feel like friends and family because they treat you like you’re a part of theirs.

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Spencer M

We were very pleased with the whole process. Start to finish in 20 days. We highly recommend this company.

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Steve J

Kalamazoo Mortage have great people to work with. They work together like a big family.

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Steve L

Thank you to the Kalamazoo Mortgage Team!!! We are truly loving our new home!

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Summer G

Thank you guys for all your hard work with our loan. I’m pretty sure if we were working with another company we would either still be waiting with no close date or the loan would have fallen apart with the first issue we ran into. With your help we are now able to close on our dream house. Thanks again for all your hard work.

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Sy S

Brea Topp is the best loan officer I’ve worked with! Going above and beyond constantly, working after hours to get files completed! Highly recommend her and the team at Kalamazoo Mortgage!

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Steven Lambert, Realtor

Customer service: 5/5 Timing: 5/5 Friendliness: 5/5 I am a first home buyer. Everyone was beyond nice, friendly, and willing to explain details for every single question I had. Made me feel confident in my loan amounts and Cash to Close amounts, and boy did all the number’s did scare me but they were reassuring in confirming the correct amounts. Would highly recommend for new home single buyers.

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Teaghen S

Thank you so much to the team at Kalamazoo Mortgage! They made the process of buying our first house so much easier than we ever thought it could be.

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Tiffany B

Great to work with. Took care of all of my questions and concerns. And saved me a boatload of money. Thanks

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Tim K